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When someone decides they want to be a teacher they understand they are not going to get rich, their mission is to educate and empower children’s lives. However, what is happening in our healthcare system can potentially ruin a teacher’s budget and potentially force them to look at different options.In a study by HealthPocket, “Without Subsidies Women & Men, Old & Young Average Higher Monthly Premiums with Obamacare”, it examined the premiums of health policies before healthcare reform in 2013 and after in 2014. It’s reported that some groups of people have experienced a premium increase of as much as 78%. “I was surprised in general to see the differences in terms of the average premiums in the pre-reform and post-reform markets,” noted Kev Coleman head of research and data at HealthPocket.com. It’s looking even worse for 2015, a report by PricewaterhouseCoopers' Health Research Institute estimates that Arizona will face double-digit rate hikes.
In addition, one of the frustrating IRS rulings of the healthcare reform law is that if dependents have “access” to an employer group plan they will NOT receive subsidies to help pay down individual health insurance premiums. “Unfortunately, what is happening is the teacher or district employee may have an affordable rate for themselves ONLY, but once they add their family to the plan the premiums skyrocket and become outrageously expensive. To make matters worse, because these families have access to group coverage they will not receive any subsidy to help with an individual health plans in the marketplace”, says Matthew Irons an Arizona health insurance expert and author of the book “Surviving Obamacare: Money Saving Solutions for Today’s Healthcare Crisis”.
Because of these expensive rate increases and consequences of the IRS ruling teachers and their families are forced to find affordable Obamacare alternatives. Fortunately, there are other solutions for these families who need help. Matthew Irons, who helps solve these types of problems for families and business owners alike; has partnered with USHealth Advisors, to empower their community with exclusive health coverage options.
According to Mr. Irons, “This is a very common problem among teachers, district employees, and anyone who has access to group coverage, but their rates are just too expensive. I am thrilled to be able to help these families find quality coverage alternatives they can afford”.
“Today people need unique and affordable solutions to provide excellent coverage to protect themselves and their family. We provide an affordable Obamacare alternative with multiple health plans with flexible plan designs. With our help people can find affordable health care options that work best for them”, Irons continued.
About Matthew Irons:
Matthew Irons is an Arizona health insurance solutions expert licensed in multiple states and based in Queen Creek, Arizona. Matthew has been featured on talk radio, written several articles and free reports, plus a book entitled: “Surviving Obamacare: Money Saving Solutions for Today’s Health Care Crisis” available at Amazon as well as other book retailers. To learn more visit: http://ironsfamilyinsurance.com or http://www.linkedin.com/in/arizonahealthinsurance
Contact Info:
Name: Matthew Irons
Email: Send Email
Organization: Irons Family Insurance/USHealth Advisors
Address: 4890 E. Whitehall Dr
Phone: 6025734198
Website: http://ironsfamilyinsurance.com
Release ID: 67806
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