The Big Secret: Living Benefits, an enhanced use of your Life Insurance Dollars.

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Living Benefits Life Insurance provides income for the here and now, as well as for the later, if structured properly. Consult a trusted broker, Ronald Hunt in NY's Capital District.

Statistically speaking you are eight times as likely to develop cancer, have a heart attack or a stroke than to die prematurely. This amazing rider to all our Life Insurance policies covers all of the possibilities. Ours is unique, because of two factors, the most comprehensive benefits and coverage, and that we include it at no additional cost.


Find out more at Living Benefits Life Insurance. The best way to understand the impact living benefits can have is to hear from policy owners who have actually used them.


Why are we passionate about this? It’s personal. Shattering my ankle fifteen years ago, caused my expenses went up, Just as my income went down. There were over ten thousand dollars worth of co-pays (with great health insurance!) and incidentals. Would your family be able to take that financial challenge, just as they were facing the physical and emotional ones?


Living Benefits allow a portion, or all of your Death Benefit to be paid out, when you need it most. That is a decision best made with your financial professionals, and your families. It certainly seems like a great choice to be able to use the same Insurance premiums both ways, if it is to your advantage..


These additional benefits associated with our life Insurance and annuity solutions are provided by optional no cost riders. We call them Living Benefits, and we have been providing them since 1937. Based on the product, living benefits can provide benefits should a qualifying terminal, chronic or critical illness or critical injury occur.


This one improvement to a $42 Trillion industry has made us the fastest growing Life Insurance company.


Currently less than two percent of all Life Insurance policies have Living Benefits. Our mission is to make that every policy within the next twenty years. Contact us at: Living Benefits Life Insurance


No, this is not your Grandfathers Life Insurance policy. It’s better for you, your family and the changing times that we live in. Consult a passionate Life Insurance agent, Ronald Hunt in the Clifton Park, NY area for a no cost or obligation meeting in person, or on Zoom. He can be contacted at He would also be happy to discuss the other uses of Life Insurance; for example, if your desire is to have an income that you cannot outlive.

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