Fort Worth Health Insurance Consumers to Experience More Cash-only Pay Options

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Consumers looking for health insurance in Fort Worth are seeing more clinics and physicians offer monthly cash-only payment options in lieu of traditional insurance.

Market changes in health care are continually evolving and Fort Worth health insurance consumers may begin seeing even more in the near future. A trend is taking hold as physicians are offering a monthly fee for unlimited visits while rejecting traditional insurance. Children and young adults rates are typically charged less than the elderly who may require more medical services.

Although the rate of Americans without medical insurance has dropped in recent years primarily due to the passage of the Affordable Care Act (ACA), some individuals are still paying more for health care. Certain out-of-pocket expenses that accompany insurance are rising every year. Health care experts are in agreement that traditional insurance assists with large and unpredictable expenses. But more smaller and predictable costs like annual physicals and women’s wellness could be handled using a modified cost model.

With the Trump administration’s repeal of the ACA individual mandate that required people to have insurance, health care professionals are increasingly seeing a new market grow. Rick Thornton, a Fort Worth health insurance agent for Insurance4dallas, thinks this is a positive development. “Traditional, comprehensive health insurance is always going to be necessary. But for those who are fairly healthy and have opted out of the mandate, cash-only options affords someone to still stay on top of their health needs” he said.

Some medical facilities have disclosed that certain prices end up being less than what people would be charged with regular insurance. For example, certain health screenings cost less than $250. Regular health insurance in Fort Worth historically would charge a much higher rate for these services. Physicians also believe that this model delivers greater health improvements for patients. Families and individuals are incentivized to proactively undergo testing and basic treatment since they can now afford it. Also, some insurance plans have high deductibles and premiums so consumers do not even want to use their existing insurance.

As more individuals and families seek ways to manage their health care costs in areas like Fort Worth, Tx, self-pay clinics and physician offices will surely continue to grow and be a viable wellness option.

Insurance4Dallas, (I4D), helps insure all of Texas, Oklahoma, Arkansas, Arizona, Louisiana, New Mexico, Alabama, Virginia and Florida. Insurance4Dallas provides consumers with detailed information on health insurance with the ability to purchase health insurance online. Insurance4Dallas provides a full spectrum of health, dental, vision, life and ancillary insurance products, providing a diverse selection of price and benefit options complemented by personal customer service. Available via phone, email or fax, Insurance4Dallas answers consumer questions throughout the purchasing process and during the utilization of its health insurance policies.

Contact Info:
Name: Rick Thornton
Email: Send Email
Organization: Insurance4Dallas
Address: 3000 South Hulen Street Suite 124-912, Fort Worth, Texas 76109, United States
Phone: +1-817-710-3783

Source: PressCable

Release ID: 312849