Though exact statistics are impossible to calculate, the number of people with credit scores of less than 700 ranges in the millions and is continuing to grow with each challenge the economy presents. The majority of those who fall victim to mediocre or bad credit do so because of injury, illness or job loss leading to an inability to cover mortgage payments and other bills. Regardless of the reasons, a score of less than 720 can destroy a person’s chances of being approved for home and vehicle loans.
Despite the increasing number of people with less than perfect financial histories, the need for dependable transportation is ever present. On this very premise, J.D. Byrider was formed to bridge the gap between deserving customers with credit problems and the availability of loans to help them get the vehicles they need. Currently approaching the 1 million mark in vehicle sales, the staff of the company has launched increased efforts to make the public aware of their flexible used car financing in Sherwood, AR.
Jason Brantley of the company’s Sherwood branch confirmed, “Those hoping to purchasing a used car with bad credit in Sherwood, AR face the same challenges as customers in other areas of the country. Without a spotless credit record, financing is all but impossible to find. This is where we step in, with our commitment to providing high quality vehicles at a reasonable price with financing available, even for customers who have been through financial hardships in the past.”
According to the company’s website, they focus on each customer’s unique situation. Unlike many dealerships, where income levels and credit scores are the primary concern, those at J.D. Byrider cover a number of aspects. A representative will interview potential customers, asking about their specific vehicle needs as well as their income, pay schedules, monthly bills, cost of basic necessities and amount of down payment with the goal of determining how much they can afford in vehicle payments.
Vehicles available to the public undergo thorough testing and inspection covering at least 90 points to ensure quality and dependability. They also perform extensive background checks on each vehicle to confirm they have never been in an accident. Titles are backed by Carfax or Experian. Any vehicle displaying a salvage-repaired title or other conditional circumstances will never reach their lot.
Concluded Brantley, “We are dedicated to providing durable, affordable used cars in Sherwood, AR to fit our customers’ needs without placing unnecessary strain on their budgets. Additionally, we offer low pricing on parts and service for the vehicles we sell as well as various warranties and extended service options. We are proud to continue the legacy of our founder by providing people with the vehicles and financing they need and the opportunity to improve their credit.”
Founded in 1989, J.D. Byrider was created with the intention of serving working class people with credit challenges, offering them affordable financing, dependable used vehicles and expert service, all with respect and professionalism. By following these principles, they have become the leading buy here, pay here dealership in the United States with 145 dealerships nationwide and a 95 percent customer satisfaction rate.
Visit http://jdbyrider.com/ for more information.
Name: Jason Brantley