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Yucaipa, USA – September 25th, 2014 /PressCable/ —
Many Americans have been
dismayed at being placed in higher deductible health plans under Obamacare and are seeking relief through supplemental plans such as accident health insurance. If only they knew where to find them.
They struggle to afford the deductible and often seek in vain for a magic bullet. The accident health plan some have discovered is not a magic bullet but is one solution a lot of folks find viable. It's designed for active families, individuals, students, and self-employed and can be as little as $22 per month or a much as $99.
Most of the better known and more heavily advertised accident plans only pay a certain low amount which varies depending on the injured body part. For example, in those plans it may cover $750 for a broken arm or $1000 for a leg, with an additional $1000 if hospitalized.
“The accident health insurance we're announcing is different,” says insurance agency owner Lee Martinson. The coverage can be as little as $2,500, or as much as $25,000, depending on what the person chooses to buy. It doesn't discriminate based on what part of the body is injured; it simply covers the medical bill up to the maximum amount chosen for that policy, after a small deductible of $100 or $250. It coordinates with any other health insurance or can stand alone.
The chart shows a sample of deductibles under Obamacare.
It's worth noting that deductibles are not the only concern, there is coinsurance as well. The chart shows that coinsurance can be as high as 60%. The accident plans can also help out with coinsurance.
A more detailed description of the accident health insurance plans can be found on the website at www.abehealth.com/accident.html.
In the past many got the insurance as a stand alone plan, while others got it to cover their health plan deductible. The latter is now become more and more common under Obamacare.
Larry Jensen of Oakdale California, had this to say, “When I suffered a severe gash that needed surgery, our accident health insurance covered it, and limited our overall out of pocket costs to only $250. It was really a lifesaver.”
People interested in learning more about the insurance can do so directly on the website by clicking here. They can also use the site to find out more and enroll in the accident health insurance.
Contact Info:
Name: Lee Martinson
Organization: PGA Financial Insurance Services
Website: www.abehealth.com/accident.html
Phone: (909) 790-8622
Address: 34455 Yucaipa Blvd. #209, Yucaipa, CA 92399
Release ID: 64340